A Better Way
We founded Kelson Financial because we discovered that Canadians were investing and planning with emotion, not based on evidence. We discovered a better way.
We work with families, executives, business owners and entrepreneurs, in helping to reduce taxes and improve investment risk management. As advisors, we work closely with you to create a diversified investment plan in order to help you achieve your personal and business goals. Our first goal is to learn more about you and/or your company, in order to assess your overall needs. We will work closely with you and your qualified professionals. We work hand in hand with them to ensure that your business thrives, your assets are protected, your taxes are minimized and your legacy lives on.
We take a conservative and creative approach towards wealth management. We work diligently to earn your trust and even harder to keep it. We welcome the opportunity to solve your wealth management challenges.
We build portfolios based on the science of capital markets and decades of research. A strong belief in markets frees us to think differently about investing. Advances in research and technology inform our investment strategies and keep us responsive to evolving markets and client needs. This includes;
- Defining your investment objectives and implementing the appropriate asset allocation
- Creating your Investment Policy Statement and managing your portfolio within its guidelines
- Monitoring your performance and adjusting your allocations as necessary
We work with the world’s largest financial institutions to provide you with the appropriate risk management strategies to meet your individual objectives. As your goals develop and change, so will our approach to your risk management needs. Kelson is committed to helping you protect your wealth by identifying risks and putting a plan in place to protect you against them.
Planning for Retirement
Whether you are already retired, retirement is around the corner or it is years away, we can plan accordingly. Many people worry that they will not have enough money to retire or will outlive their money. As people are healthier and living longer, this is a growing concern. Our approach to retirement includes:
- Determining at what age you wish to retire
- Defining what you want your retirement to look like
- Considering family obligations and the financial support you wish to provide
- Determining how much money you will need to retire or stay retired
- Examining different sources of income, including government plans, pension plans and financial assets in the most tax-efficient way
- Reaching the number that is right for you and helping you get there
A proper estate plan is essential in ensuring that at death, your wealth and property is distributed efficiently and in a way that minimizes taxes. Effective tax strategies in combination with wills and trusts will achieve this. Life insurance is also an essential component of the estate planning process. An appropriately structured life insurance plan can provide liquidity to pay off any liabilities, establish a fund to care for your family and loved ones or pass on to your estate.
Kelson is your trusted partner in developing and implementing a complete estate plan.
There are thousands of banking products available in Canada. How can you tell which ones are right for you? We think talking to a professional when making those big financial decisions is the best way to go. That’s why we have partnered with Manulife Bank in providing you with the best products and strategies.
We know you, understand your specific needs, and can guide you towards an appropriate mix of banking solutions.